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Calculadora Fix & Flip | Renovar y Revender Casas

Calculadora GRATIS fix & flip. Analiza rentabilidad de renovar y revender casas. Calcula costos, ganancias, ROI y margen de beneficio.

Calculadora Fix & Flip Gratis - Análisis Ganancia Casas

Calcula tus ganancias de house flipping con precisión. Analiza precio de compra, costos de renovación, costos de mantenimiento y precio de venta para maximizar retornos.

💡 Secreto de Millonarios: La regla del 70% es tu red de seguridad: nunca pagues más del 70% del ARV menos costos de renovación. Incluye costos de 6 meses aunque planees 3 meses.

Calcular Ganancia

Fix & Flip Calculator: Analyze Your House Flipping Profit Potential

House flipping can be a lucrative real estate investment strategy, but success requires careful financial analysis before making an offer. Our fix and flip calculator helps you evaluate potential deals by factoring in all costs, holding periods, and profit margins to determine if a property meets your investment criteria.

Successful house flippers typically target properties that can generate 15-25% returns on investment while maintaining healthy profit margins. This calculator accounts for purchase costs, renovation expenses, holding costs, financing, and selling expenses to give you a complete picture of your potential profit.

Key Metrics for Flip Analysis

  • Gross Profit: Sale price minus total project costs
  • ROI: Return on investment based on cash invested
  • Annualized ROI: ROI adjusted for holding period
  • Profit Margin: Profit as percentage of sale price

The 70% rule is a common guideline for house flippers: your total investment (purchase price + rehab costs + holding costs) should not exceed 70% of the after-repair value (ARV). This leaves room for profit while accounting for unexpected expenses and market fluctuations.

Purchase & Rehab
Sale & Costs

House Flipping Cost Categories

Understanding all cost categories is crucial for accurate flip analysis and profit projections:

💰 Acquisition Costs (2-3% of purchase)

Closing costs, inspections, title insurance, attorney fees

🔨 Renovation Costs (Variable)

Materials, labor, permits, always add 20% contingency

📅 Holding Costs (Monthly)

Utilities, insurance, taxes, loan payments, security

Maximizing Flip Profits

Smart strategies to optimize your house flipping returns and minimize risks:

🏠 Focus on High-Impact Areas

Kitchens, bathrooms, and curb appeal provide best ROI

⏱️ Minimize Holding Time

Every month adds costs and reduces annualized returns

📈 Know Your Market

Research comparable sales and buyer preferences

Complete House Flipping Investment Guide

The House Flipping Business Model

House flipping is essentially a short-term real estate business that profits from buying undervalued properties, improving them efficiently, and selling them quickly at market value. Success depends on your ability to accurately estimate costs, manage timelines, and understand local market dynamics.

Unlike rental properties that generate ongoing income, flips are one-time profit events. This means you need to achieve sufficient margins to justify the time, effort, and risk involved. Most successful flippers target minimum profit margins of 15-20% of the sale price.

The 70% Rule and Deal Evaluation

The 70% rule provides a quick screening method for potential flip properties. Your maximum offer should be 70% of the after-repair value (ARV) minus estimated rehab costs. This formula accounts for holding costs, selling expenses, and profit margin.

70% Rule Example
Property Analysis:
  • • ARV: $300,000
  • • 70% of ARV: $210,000
  • • Estimated Rehab: $40,000
  • • Maximum Offer: $170,000
Profit Breakdown:
  • • Sale Price: $300,000
  • • Total Costs: $225,000
  • • Gross Profit: $75,000
  • • Profit Margin: 25%

Managing Renovation Costs and Timelines

Renovation management is where many flippers succeed or fail. Accurate cost estimation, reliable contractors, and efficient project management directly impact your profitability. Always budget for contingencies and unexpected issues.

Renovation Best Practices
  • Detailed Scope of Work: Document every task and material needed
  • Multiple Contractor Bids: Get 3+ quotes for major work
  • 20% Contingency Budget: Always expect unexpected issues
  • Progress Monitoring: Regular site visits and milestone checks

Financing and Risk Management

House flipping requires significant upfront capital and carries inherent risks. Market conditions can change, renovations can exceed budgets, and properties may take longer to sell than expected. Proper financing and risk management are essential.

Risk Mitigation Strategies
  • Conservative ARV Estimates: Use recent, comparable sales data
  • Adequate Reserves: Maintain cash for unexpected costs
  • Market Timing: Avoid flipping in declining markets
  • Exit Strategies: Have backup plans if sale is delayed
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Solo para Propósitos de PlanificaciónEstos cálculos son estimaciones para propósitos educativos y de planificación. Siempre consulta con profesionales financieros calificados antes de tomar decisiones financieras.

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Última actualización: 7 de septiembre de 2025

Preguntas Frecuentes - Fix-flip

¿Qué es fix & flip en bienes raíces?

Fix & flip es comprar una propiedad con descuento, renovarla para aumentar su valor, y revenderla rápidamente para obtener ganancia. Típicamente se completa en 3-6 meses.

¿Cuáles son los costos principales en fix & flip?

Costos incluyen: precio de compra, renovaciones, costos de cierre (compra y venta), financiamiento, seguros, impuestos, servicios, y costos de mantenimiento durante el proyecto.

¿Qué margen de ganancia debo buscar?

Margen mínimo recomendado: 15-20% del ARV. Proyectos experimentados buscan 20-30%. Considera que imprevistos pueden reducir márgenes, así que planifica conservadoramente.

¿Cómo calculo el ARV correctamente?

ARV (After Repair Value) se calcula usando comparables recientes de propiedades similares renovadas en el área. Usa al menos 3-5 comparables vendidos en los últimos 3-6 meses.

¿Cuánto tiempo toma un proyecto típico?

Proyectos típicos: 3-6 meses total. Renovación: 1-3 meses. Venta: 1-3 meses. Proyectos más largos aumentan costos de mantenimiento y reducen ROI anualizado.

¿Qué tipo de propiedades son mejores para flip?

Mejores propiedades: necesitan renovaciones cosméticas, en vecindarios estables, con potencial de valor agregado significativo, y donde puedas comprar con 20-30% de descuento del ARV.