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Método Avalancha: Ahorra Miles en Intereses

La estrategia más eficiente para eliminar deudas. Paga primero las deudas con mayor interés y minimiza el costo total.

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Calculadora Método Avalancha

Break Free from Debt Faster Than You Think

Debt can feel overwhelming, but with the right strategy and tools, you can become debt-free faster than you might think. Our debt payoff calculator shows you exactly how long it will take to eliminate your debt and how much interest you'll pay. More importantly, it reveals how small changes to your payment strategy can save you thousands of dollars and years of payments.

The average American carries over $6,500 in credit card debt at interest rates averaging 22%. At minimum payments, this can take over 30 years to pay off, with interest charges exceeding the original debt. But there's hope – with strategic payments and the right approach, you can break this cycle and achieve financial freedom.

Why Every Dollar Extra Matters

  • Compound Savings: Extra payments reduce principal faster, saving exponential interest
  • Momentum Building: Seeing progress motivates continued aggressive payments
  • Credit Score Boost: Lower balances improve utilization ratios and creditworthiness
  • Psychological Freedom: Less debt means less stress and more life options

This calculator helps you visualize different payoff strategies and their impact. Whether you're tackling credit cards, student loans, or personal debt, understanding the numbers empowers you to make informed decisions and stay motivated on your journey to financial independence.

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For Planning Purposes OnlyThese calculations are estimates for educational and planning purposes. Always consult with qualified financial professionals before making financial decisions.

Preguntas Frecuentes sobre el Método Avalancha