Comparador de Préstamos
Compara diferentes ofertas de préstamos para encontrar la mejor opción basada en pagos y costos totales.
Loan A
Loan B
Loan Comparison Chart
Loan Comparison
Metric | Loan A | Loan B | Better |
---|---|---|---|
Loan Amount | $25,000 | $25,000 | - |
Interest Rate | 8.50% | 9.20% | A |
Term (months) | 60 | 48 | B |
Origination Fees | $500 | $200 | B |
Monthly Payment | $513 | $625 | A |
Total Interest | $5,775 | $4,976 | B |
Total Cost | $31,275 | $30,176 | B |
Effective APR | 5.02% | 5.18% | A |
Cost Breakdown
Loan A
$513/month
Total Cost: $31275
Loan B
$625/month
Total Cost: $30176
Recommendation
Loan B Wins
Saves $1099 total
Monthly Payment Difference:$112
Interest Difference:$799
⚠️
⚠️ Solo para Fines de Planificación
Estos cálculos son estimaciones para fines educativos y de planificación. Siempre consulta con profesionales financieros calificados antes de tomar decisiones financieras.