Calculadora 401(k)
Calcula el crecimiento de tu 401(k) con contribuciones del empleador y proyecta tu jubilación.
401(k) Details
401(k) Projection
Years to Retirement:35 years
Your Contributions:$478,466
Employer Match:$226,733
Investment Growth:$1,773,106
Total at Retirement:$2,478,304
Annual Contributions
Your Contribution:$7,500
Employer Match:$3,750
Total Annual:$11,250
💡 Free money! Your employer contributes $3,750 annually. Consider increasing your contribution to get the full match.
Growth Projection
Contribution Breakdown
401(k) Benefits
Advantages:
- • Tax-deferred growth
- • Employer matching contributions
- • High contribution limits
- • Automatic payroll deductions
- • Loan options (if available)
Considerations:
- • Required minimum distributions at 73
- • Early withdrawal penalties
- • Limited investment options
- • Taxable in retirement
- • Vesting schedules may apply
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⚠️ Solo para Fines de Planificación
Estos cálculos son estimaciones para fines educativos y de planificación. Siempre consulta con profesionales financieros calificados antes de tomar decisiones financieras.
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