401(k) Calculator

Calculate your 401(k) growth with employer matching and project your retirement savings.

401(k) Details
401(k) Projection
Years to Retirement:35 years
Your Contributions:$478,466
Employer Match:$226,733
Investment Growth:$1,773,106
Total at Retirement:$2,478,304
Annual Contributions
Your Contribution:$7,500
Employer Match:$3,750
Total Annual:$11,250

💡 Free money! Your employer contributes $3,750 annually. Consider increasing your contribution to get the full match.

Growth Projection
Contribution Breakdown
401(k) Benefits

Advantages:

  • • Tax-deferred growth
  • • Employer matching contributions
  • • High contribution limits
  • • Automatic payroll deductions
  • • Loan options (if available)

Considerations:

  • • Required minimum distributions at 73
  • • Early withdrawal penalties
  • • Limited investment options
  • • Taxable in retirement
  • • Vesting schedules may apply
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⚠️ For Planning Purposes Only

These calculations are estimates for educational and planning purposes. Always consult with qualified financial professionals before making financial decisions.

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