AI Insights
Educational analysis and location-aware financial principles
🏙️ Location-Based Analysis
Quick Cost of Living Impact
See how location affects a $8,000 monthly budget (example)
$2,000
Housing (25%)
Low COL Areas
$2,400
Housing (30%)
Medium COL Areas
$2,800
Housing (35%)
High COL Areas
Higher housing costs mean less available for savings and other goals
🏙️ Location-Based Financial Guidelines
Educational principles adapt to your cost of living
📈
45/25/30 Rule
More savings possible
🛡️
Emergency Fund
3-4 months expenses
🏠
Housing
Keep under 25%
🎯
Savings Rate
Aim for 20-30%
📈
50/30/20 Rule
Needs/Wants/Savings
🛡️
Emergency Fund
3-6 months expenses
🏠
Housing
Keep under 30%
🎯
Savings Rate
Aim for 15-20%
📈
55/30/15 Rule
Adjusted for high costs
🛡️
Emergency Fund
6-9 months expenses
🏠
Housing
May reach 35%
🎯
Savings Rate
Aim for 12-15%
Fill out the form below to learn about general financial principles based on your situation