Student Loan Affordability

Calculate how much student loan debt you can afford based on your expected future income.

🎓 Smart Student Loan Rules

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10% Rule: Payment ≤ 10% of gross monthly income
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Career Match: Higher salary = more loan capacity
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Example: $50K salary = ~$40K max loan
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Warning: Only borrow what you can repay

Type of degree you're pursuing

Check PayScale or Glassdoor for your major

Standard: 10 years

Estimate based on current market rates

Rent, groceries, car, utilities

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For Planning Purposes OnlyThese calculations are estimates for educational and planning purposes. Always consult with qualified financial professionals before making financial decisions.

Frequently Asked Questions