Financial Planning Made Simple

Make smarter financial decisions with Affordably.ai

Our intelligent calculators help you understand what you can truly afford, from mortgages and car loans to budgeting and savings goals.

How Americans spend their income:

33%

15%

12%

10%

20%

10%

HousingTransportFoodSavingsDebtOther

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Educational estimate - see what you might afford

Monthly Take-Home Pay (after taxes, 401k, insurance, etc.)

Enter your actual monthly paycheck amount ($50-$10,000,000)

Cost of Living

Adjusts recommendations based on your area's living costs

Allocate your take-home pay across major life expenses

Educational Estimate: Not financial advice. Results depend on credit score, debt, and market conditions.

Calculate how much house you can afford based on your income and expenses.

Calculate how much you can afford to spend on rent based on your income and debts.

Compare the financial impact of renting versus buying a home over time.

Determine what car payment fits your budget.

Calculate how much student loan debt you can afford based on your expected future income.

Plan your monthly budget and see what you can afford.

Plan for retirement and see how much you need to save to reach your goals.

Calculate your federal and state income taxes, estimate refund or amount owed.

Create a plan to pay off your debt faster and save on interest.

Calculate how much you need in your emergency fund based on your expenses and situation.

Convert between salary and hourly rates with overtime calculations.