Budget Calculator

Plan your monthly budget and see what you can afford.

💰 Smart Budget Guidelines

🏠
Housing: ≤ 30% of income
🚗
Transport: ≤ 10% of income
💸
Savings: ≥ 15% of income
🍽️
Food: ≤ 12% of income
💳
Debt: ≤ 10% of income
Utilities: ≤ 5% of income

Your actual paycheck after taxes and deductions

Rent or mortgage

Electric, gas, water, internet

Groceries, restaurants

Car, gas, maintenance

Health, life, renters

Credit cards, loans

401k, IRA, emergency fund

Movies, hobbies, shopping

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For Planning Purposes OnlyThese calculations are estimates for educational and planning purposes. Always consult with qualified financial professionals before making financial decisions.

Frequently Asked Questions