Calculadora Hipoteca Vancouver 2025 – ¿Cuánta Casa Puedes Comprar?

Not Financial Advice: This calculator provides estimates for educational purposes only and does not constitute financial, legal, or tax advice. Results are approximations based on the information provided and standard lending guidelines.

Canadian Specific: Results incorporate Canadian mortgage rules including mandatory stress testing, CMHC insurance requirements, and tiered down payment structures. Provincial variations in land transfer taxes, foreign buyer taxes, and other regulations are not fully reflected.

Regulatory Compliance: All Canadian mortgages must comply with federal regulations including B-20 guidelines for uninsured mortgages. Lenders may have additional requirements beyond regulatory minimums.

Variables Not Included: This calculator does not account for all costs including but not limited to: closing costs (2-5% of purchase price), legal fees, land transfer taxes, title insurance, home inspection, appraisal fees, moving costs, immediate repairs, or utility deposits.

Market Conditions: Interest rates, housing prices, and lending standards change frequently. Results are based on current inputs and may not reflect future market conditions.

Individual Circumstances: Actual mortgage approval depends on comprehensive underwriting including but not limited to: verified income, employment history, credit report review, debt obligations, assets, property appraisal, and lender-specific requirements.

Always consult with licensed mortgage professionals, financial advisors, and legal counsel before making home purchase decisions. This tool should be one of many resources used in your home buying journey.